The Postdoctoral Scholar Benefits Plan

NEW! UCSF Human Resources is now offering benefits overview sessions exclusively for those appointed in the postdoctoral scholar series! These twice-monthly sessions will help you understand the benefits available to you as a postdoc. Learn more.

Insurance Plan Information
All UCSF postdoctoral scholars and their dependents must be provided with health insurance. The postdoc's mentor or principal investigator (PI) is responsible for most of the cost of such benefits, which include medical, dental, and vision plans. Postdocs are required to pay only a very small percentage of the healthcare premium. The PI is responsible for the full cost of short-term disability, life, and accidental dismemberment and disability insurance. See also the UCSF Policy on Comprehensive Benefits for Postdoctoral Scholars.

A complete description of benefits together with enrollment instructions are available on the Garnett-Powers & Associates website or contact:

Garnett-Powers & Associates, Inc.
23361 Madero, Suite 240
Mission Viejo, CA 92691
tel: 1-800-254-1758 (hours are Monday – Friday, 8 a.m. - 5 p.m. Pacific Time)
email: psbp@garnett-powers.com

Postdocs should visit the UCSF Human Resources Department's website section on postdoctoral scholar benefits for updates and further information. See especially this FAQ.

The benefits coordinator for postdocs at UCSF is Sharon Mendonca in the Human Resources Department. Sharon can be reached at 476-6529 or email: sharon.mendonca@ucsf.edu.

You can also view monthly premium rates for 2017 for all plans.

Repatriation and Medical Evacuation Coverage
The Postdoctoral Scholars Benefits Plan (PSBP) also includes the automatic repatriation and medical evacuation coverage necessary to satisfy the J visa program for postdocs holding J-1 visas and their dependents with J-2 visas. Complete information is on the Garnett-Powers and Associates website.

Benefits and Tax Consequences

Note that benefits paid for by the University that are provided to postdoctoral fellows and paid-directs and their dependents are subject to income tax. (This is not true of postdoc employees.)

For US citizens and permanent residents, benefits are taxable and must be self-reported to the IRS and California Franchise Tax Board. The University is not required to report these payments to the IRS or to withhold tax on the payments.

For nonresident aliens, the imputed income for benefits is reported on IRS form 1042-S as a non-qualified fellowship/scholarship. The University IS required to report these payments to the IRS and under some circumstances to withhold tax on the payments. Fellows will not billed for required tax withholdings on benefits, but deductions will be taken from the fellow's stipend payment.

See also information about sick leave and other types of leave.

Photo of postdoc with small child by postdoc Guillaume Desachy.